| Given that three out of every new businesses fail in | | | | twenty four hour day. |
| their first year, one has to consider if in these | | | | Given that the work ethic, the multi-tasking and that |
| economic times that starting a small business is a good | | | | your organizational skills are up to par, the next thing to |
| idea. | | | | consider is capital. |
| Bad economic times are good for a lot of businesses! | | | | Too many people try to open their small business with |
| If you are going to start a small business you need to | | | | little or no capital thinking that they will earn as thought |
| have certain qualities and of course some cash for the | | | | they have a regular nine to five job and receive a |
| start up costs. The main quality that you need to have | | | | check every Friday. In business that is not the norm |
| is that you be a hard working individual because no | | | | and you have to think in terms of months as opposed |
| small business will survive unless the owner works and | | | | to weeks when getting paid. |
| works a lot of hours. I can not stress the importance | | | | That being said, the SBA recommends twelve months |
| of the work ethic required because that is what will | | | | living expenses in the bank when starting a business. |
| set the tone for your success. | | | | My opinion is that they are being very cautious as |
| You also need to be pretty organized and have the | | | | every business I started generated revenue with a |
| ability to multi-task as you will be wearing many | | | | month and supported me and my family with just a |
| different hats initially. The multi-tasking is actually a real | | | | few months. Of course, it may well be better to err on |
| fun part of owing your own small business because it | | | | the side of caution. |
| brings out your creative juices as you need to figure | | | | Hard work and reasonable capital can put you in the |
| out how to get twenty five hours of work done in a | | | | driver's seat when you start a small business! |