2008 Economic Overview: A Year of Preparation

The year of 2007 wasn't disastrous but surely wasn'tArabia knows that it will eventually run dry and won't
any fun. People are looking forward 2008 and thebe increasing production to speed up their demise.
great recovery that is in store for them but chanceThus it is in the best interest of most oil producing
are that it isn't coming. 2008 will be a year when thecountries to keep production slow and increase the
economy is still dealing with the problems starting atamount of money they can get for each barrel.
the end of 2006 and clearing themselves out.With oil prices running around $100 dollars it is possible
Therefore, the economy should be recovering in 2008that people will pay more for the oil that goes into
but won't be doing much else besides healing its oldautomobile gas tanks, heat and other products. This will
wounds and preparing for a strong 2009.create further stress on the American family and they
Housing Problems: The price and value of houses haswill respond by spending less on non-essential items.
declined and isn't likely to make a quick recovering.Government Tax Revenue: Taxes aren't expected to
What makes this so important is that it didn't affectstagnate in 2008 but local governments and the
low end housing only but also made its way into highfederal government will continue to spend out of
income properties. In some places these high incomecontrol. One of the reasons why tax revenues are
properties have declined more in value then the lowerstagnant is because consumers won't be spending as
end housing simply because no one wants to pay lotsmuch money and sales tax will decline. Likewise, new
of money for a house right now. Since mortgages areindustries that produce high wage jobs won't be
more in cost then the value of the house it has aspringing up anytime soon while many current
dampening affect on spending.industries may go out of business.
Consumer Spending: Consumers have maxed out theirWith the war in Iraq, the government bailout of the
credit cards, don't see big raises and fully extendedsub-prime crisis, increased spending on alternative
their lines of credit and won't have a lot of money toenergy grants, a whole new round of the mini-baby
spend this year. When we add to the mix that housesboomers relying on government help and student loan
are worth less then their mortgages it won't be adisbursements, with an aging workforce that is just
surprise that most families won't be flooding the mallsstarting to retire the government is going to have a lot
and filling up their shopping carts. These consumersof pressure placed on it. Many local and state
simply can't afford it and won't be able to fit anothergovernments (i.e. Michigan) may attempt to raise taxes
penny on their credit cards.to pay for needed services.
Oil Prices: Rumors are swirling around that Saudi